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Frequently asked questions

What is fixed income?

Fixed income investments offer predictable returns and lower risk. These types of investments generally include government bonds, debentures, and Certificates of Deposit (CDBs), which offer greater security against market fluctuations. Furthermore, fixed income can be an excellent option for those seeking a conservative investment alternative to diversify their portfolio. With proper management, it's possible to achieve short, medium, and long-term financial goals in a planned manner.

How to start investing?

What are real estate investment funds?

How does financial independence work?

What is compound interest?

Start by setting clear goals and building a solid emergency fund that can cover at least three to six months of expenses. It's essential that you analyze your current finances and identify areas where you can save, always seeking to increase your financial security in the short and long term.

This is when your passive income covers your expenses, guaranteeing freedom. This concept of financial freedom is fundamental to achieving a more balanced and less stressful lifestyle. By allowing your investments to work for you, you can dedicate more time to the things that truly matter in your life, such as spending time with family, traveling, or pursuing hobbies. Therefore, focusing on building passive income streams should be a priority for anyone who wants to achieve true financial independence.

Compound interest is the earning of accumulated earnings on an investment. Basically, this means you not only earn money on your initial investment but also on the interest accrued over time. This calculation method is widely used because it can result in significantly higher returns compared to simple interest. As time passes, the effect of compound interest becomes more pronounced, transforming small investments into considerable sums. Therefore, it's crucial to understand this concept and apply it strategically when planning your personal financial investments.

Real estate investment funds are collective investments in real estate that pay monthly income. These funds allow investors, regardless of their capital, to access the real estate market in a diversified way. Thus, by investing in a real estate investment fund, you become a shareholder and participate in the profits obtained from the rental of properties and other assets, providing an attractive alternative to traditional investments such as savings accounts or fixed-income securities.